Ready to start your journey to homeownership? Fill out this quick survey so we can tailor our advice to your needs!

In which state are you looking to purchase a property?

What will be the intended use of the property?

Primary Home

Second Home

Investment Property

Are you a first-time home buyer?

Yes

No

What is your gross annual household income?

Below $100,000

$100,000-$250,000

$250,000-$500,000

$500,000+

Do you currently work, or have you ever worked, in any public safety or emergency services role that might qualify you for specialized mortgage programs for first responders?

Yes

No

Please indicate your current or previous role in public safety or emergency services that might qualify you for specialized mortgage programs for first responders.

Are you open to working with a HERO real estate agent partner, which could provide you with a possible cash rebate or closing cost credit?

Yes

No

Are you eligible for VA benefits?

Yes, I am active military

Yes, I am a retired veteran

Yes, I am a surviving spouse

No

What is your full name?

What is your email address?

What is your cell phone?

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Don’t Let Mortgage Fear Hold You Back

What if you miss out on your dream home because of confusion?

Here's some Overwhelming mortgage options can paralyze you.
Inadequate guidance leads to poor decisions.
Lack of communication leaves you frustrated.
Fear of rejection from lenders can discourage you.

Hidden fees can drain your finances unexpectedly.
High rates can cost you thousands over time.
Stress and anxiety can ruin the home buying experience.
Failure to navigate the process can cause delays.

Experience Stress-Free Home Buying

Enjoy a smooth, guided mortgage process with competitive rates.

Expert guidance from experienced mortgage professionals.
Clear communication at every step of the way.
A one-time relock option for falling rates before closing.
Trusted partnerships with realtors for all your needs.

Schedule Your Call

You’re Not Alone — We're Here to Help

With over a billion dollars in closed mortgages, trust our expertise.

Thousands Helped

We’ve guided thousands to achieve their homeownership dreams.

Certified Mortgage Advisor

When it comes to mortgages, most people think they are just getting a loan. A Certified Mortgage Advisor doesn’t just provide loans—they serve as financial strategists who help clients make wise decisions with their biggest asset.

3 Simple Steps to Homeownership

Begin your journey to financial security today.

Schedule Your Call

Speak to a mortgage expert about your needs.

Consultation

Get tailored mortgage options laid out clearly.

Complete Your Application

Submit your application and start house hunting.

Navigating the mortgage process doesn’t have to be scary.

We understand your concerns about home financing.

Buying your first home should be an exciting milestone, not a stressful ordeal. The fear of mortgage processes can prevent you from seizing opportunities. That's why we offer clear guidance, effective communication, and competitive options designed for first-time homebuyers. With our experience, you can move forward with confidence, knowing you have a trusted partner by your side. Imagine walking into your new home, knowing you made the right choice without confusion or regret.

Schedule Your Call

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(877) 816-1220

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This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

Rick Ripma NMLS# 664589 Branch NMLS# 2101833

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Licensing Disclosures | Legal Disclosures

Nations Lending Corporation is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Nations Lending Corporation will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential. For more information on the ECOA, please visit:

http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.shtm

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